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Federal Act on the Amendment of the Swiss Civil Code (Part Five: The Code of Obligations)
of 30 March 1911 (Status as of 9 February 2023)
Art. 86
2. In the case of multiple debts
a. At the discretion of debtor or creditor
1 A debtor with several debts to the same creditor is entitled to state at the time of payment which debt he means to redeem.
2 In the absence of any statement from the debtor, the payment will be allocated to the debt indicated by the creditor in his receipt, unless the debtor objects immediately.