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Federal Act
on the Amendment of the Swiss Civil Code
(Part Five: The Code of Obligations)

Art. 1123

V. The Crossed Cheque and the Ac­count-Pay­ee-Only Cheque

1. Crossed cheques

a. Defin­i­tion

 

1 The draw­er and any bear­er may cross the cheque with the ef­fects en­vis­aged in Art­icle 1124.

2 A cheque is crossed by draw­ing two par­al­lel lines on its ob­verse. Such cross­ing may be gen­er­al or spe­cif­ic.

3 The cross­ing is gen­er­al if no in­dic­a­tion or the com­ment “banker” or a com­ment to that ef­fect is in­ser­ted between the two lines; it is spe­cif­ic if the name of a banker is in­ser­ted between the two lines.

4 A gen­er­al cross­ing may be con­ver­ted in­to a spe­cif­ic cross­ing, but not vice versa.

5 Any de­le­tion of the cross­ing or of the name of the des­ig­nated banker is deemed not done.