Federal Act
on Debt Enforcement and Bankruptcy
(DEBA)¹

¹ If the debt­or can cred­ibly demon­strate that he can re­pay the debt in in­stal­ments and un­der­takes to make reg­u­lar and reas­on­able pay­ments on ac­count to the debt en­force­ment of­fice, the debt en­force­ment of­ficer may de­fer real­isa­tion for a max­im­um of twelve months from re­ceipt of the first in­stal­ment.²⁵⁰

² In the case of debt en­force­ment pro­ceed­ings for first-class claims (Art. 219 para. 4), real­isa­tion may be de­ferred for a max­im­um of six months.²⁵¹

³ The debt en­force­ment of­ficer shall de­term­ine the amount and due dates of the in­stal­ment pay­ments; he must take in­to ac­count the cir­cum­stances of both the debt­or and the cred­it­or.

⁴ The de­fer­ral shall be ex­ten­ded by the dur­a­tion of any stay of en­force­ment. In this case, the in­stal­ments and their due date will be re­de­ter­mined after the ex­piry of the stay of en­force­ment.²⁵²

⁵ The debt en­force­ment of­ficer shall amend his or­der ex of­fi­cio or at the re­quest of the cred­it­or or the debt­or if the cir­cum­stances so re­quire. The de­fer­ral shall be can­celled auto­mat­ic­ally if an in­stal­ment pay­ment is not made on time.²⁵³