Swiss Criminal Code

¹Any per­son who with a view to ob­tain­ing ser­vices of a fin­an­cial value and al­though in­cap­able of mak­ing or un­will­ing to make pay­ment uses a cheque card or cred­it card or sim­il­ar means of pay­ment that has been en­trus­ted to him by the is­suer there­of and thus causes loss to the is­suer, is li­able, provided the is­suer and the con­tract­ing en­ter­prise have taken reas­on­able meas­ures in or­der to pre­vent the ab­use of the card, to a cus­todi­al sen­tence not ex­ceed­ing five years or to a mon­et­ary pen­alty.

²If the of­fend­er acts for com­mer­cial gain, he is li­able to a cus­todi­al sen­tence not ex­ceed­ing ten years or to a mon­et­ary pen­alty of not less than 90 daily pen­alty units.