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Swiss Civil Code

English is not an official language of the Swiss Confederation. This translation is provided for information purposes only and has no legal force.

Art. 814

2. Rank­ing

 

1If mort­gage rights of dif­fer­ent rank are cre­ated on an im­mov­able prop­erty, any de­le­tion does not en­title the be­ne­fi­ciar­ies of lower-rank­ing mort­gage to ad­vance in rank.

2The own­er may cre­ate an­oth­er mort­gage in place of one which has been de­leted.

3An agree­ment provid­ing for mort­gage cred­it­ors to ad­vance in rank only has in rem ef­fect where it is re­cor­ded as a pri­or­ity no­tice in the land re­gister.