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Swiss Civil Code

of 10 December 1907 (Status as of 1 January 2023) 2018 401; 2020 4005; 2021 312, 565, 917; 2022 109, 551

Art. 822

IX. En­ti­tle­ment to in­surers’ pay­ments

 

1 A pay­ment un­der in­sur­ance policy may be made to the own­er of the in­sured prop­erty only with the con­sent of all the charge cred­it­ors.

2 However, it may be made to the own­er for the pur­poses of restor­ing the prop­erty sub­ject to the charge provided ad­equate se­cur­ity is fur­nished.

3 In oth­er re­spects, the can­ton­al pro­vi­sions gov­ern­ing fire in­sur­ance are re­served.