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Swiss Civil Code

Art. 832

C. Ef­fect

I. Own­er­ship and li­ab­il­ity

1. Ali­en­a­tion

 

1 The ali­en­a­tion of a mort­gaged prop­erty does not af­fect li­ab­il­ity un­der the mort­gage con­tract and of the debt­or un­less oth­er­wise agreed.

2 However, if the new own­er has as­sumed li­ab­il­ity for the se­cured debt, the pre­vi­ous debt­or is dis­charged un­less the cred­it­or no­ti­fies him or her in writ­ing with­in one year that he or she in­tends to re­tain him or her as debt­or.