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Swiss Civil Code

Art. 860

C. Mort­gage cer­ti­fic­ate on pa­per

I. Cre­ation

1. Re­gis­tra­tion

 

1 The cre­ation of a mort­gage cer­ti­fic­ate on pa­per al­ways re­quires an entry in the land re­gister and a doc­u­ment of title

2 The bear­er or a spe­cif­ic per­son, in par­tic­u­lar the landown­er, may be named as the cred­it­or un­der the pa­per mort­gage cer­ti­fic­ate.

3 The mort­gage cer­ti­fic­ate shall take ef­fect on re­gis­tra­tion even if the doc­u­ment of title has not yet been is­sued.