Swiss Civil Code

¹ If a cred­it­or has in­curred ex­penses ne­ces­sary for the main­ten­ance of the prop­erty, in par­tic­u­lar by pay­ing in­sur­ance premi­ums owed by the own­er, such ex­penses are se­cured by a li­en over the prop­erty. This li­en does not re­quire to be re­cor­ded in the land re­gister and takes pre­ced­ence over all oth­er re­gistered en­cum­brances.

² If the amount of the li­en ex­ceeds 1000 francs and the li­en is not re­cor­ded in the land re­gister with­in four months of the com­pens­at­ory act be­ing car­ried out, it may not be cited in op­pos­i­tion to third parties who rely on the land re­gister in good faith.