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Swiss Civil Code

Art. 821

2. Ex­tinc­tion of debt and li­en

 

1 If a land im­prove­ment is made without state sub­sidy, the debt in re­la­tion to the li­en must be re­paid in an­nu­al pay­ments of at least five per cent of the re­gistered amount of the li­en.

2 The li­en is ex­tin­guished for the claim and for each an­nu­al pay­ment three years after ma­tur­ity, and any lower-rank­ing mort­gage cred­it­ors ad­vance in rank.