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Swiss Civil Code

Art. 854

XII. Ex­tinc­tion

1. In the ab­sence of a cred­it­or

 

1 If there is no longer a cred­it­or, or if the cred­it­or waives his or her li­en, the debt­or has the op­tion of either hav­ing the entry de­leted or al­low­ing it to re­main in the land re­gister.

2 The debt­or also has the right to con­tin­ue to use the mort­gage cer­ti­fic­ate.