Swiss Civil Code

¹ The mort­gage cer­ti­fic­ate on pa­per is is­sued by the land re­gister of­fice.

² It must be signed by the land re­gis­trar in or­der to be val­id. Oth­er re­quire­ments as to form shall be im­posed by the Fed­er­al Coun­cil.

³ It may be de­livered to the cred­it­or or his or her au­thor­ised agent only with the ex­press con­sent of the debt­or and of the own­er of the ser­vi­ent prop­erty.