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Swiss Civil Code

Art. 890

3. Li­ab­il­ity of the pledgee

 

1 The pledgee is li­able for the de­pre­ci­ation or loss of the pledged chat­tel, un­less he or she shows that he or she is not at fault.

2 If the pledgee has ali­en­ated the pledged chat­tel or giv­en it in fur­ther pledge without au­thor­ity, he or she is li­able for any res­ult­ing dam­age.