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Swiss Civil Code

Art. 844

III. Po­s­i­tion of own­er

 

1 The own­er of a mort­gaged prop­erty who is not also the debt­or un­der the mort­gage cer­ti­fic­ate is sub­ject to the pro­vi­sions gov­ern­ing mort­gage con­tracts.

2 In the case of a mort­gage cer­ti­fic­ate, the own­er of the mort­gaged prop­erty may raise the same ob­jec­tions as the debt­or.